On Tuesday, 27 January 2026, many banks across India are closed because bank employees are on strike.
The strike is called by bank unions to demand a 5-day work week (Monday to Friday).
Because 25 January (Sunday) and 26 January (Republic Day) were already holidays, customers may face banking problems for 3 to 4 days.
🏦 Which Banks Are Closed?
❌ Mostly Closed
These public sector banks are affected:
- State Bank of India (SBI)
- Punjab National Bank (PNB)
- Bank of Baroda
- Canara Bank
- Union Bank of India
- Bank of India
- Indian Bank
- Central Bank of India
✅ Mostly Open
These private banks are likely to work normally:
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra Bank
(Some branches may still face minor issues.)
📍 Cities Where Bank Services Are Affected
This is a nationwide strike, so banks are closed in almost all cities, including:
- Delhi & NCR
- Jaipur, Lucknow, Chandigarh
- Mumbai, Pune
- Kolkata
- Chennai
- Bengaluru
- Ahmedabad
- Bhopal, Indore
👉 If your bank is a government bank, services are affected in your city.
❌ Services That Will NOT Work Today
You may face problems with:
- Cash deposit and withdrawal at bank counters
- Cheque deposit and clearance
- Demand draft (DD)
- Loan and account-related work
- Any work that needs branch staff
✅ Services That Will Still Work
You can still use:
- UPI (PhonePe, Google Pay, Paytm)
- Mobile banking apps
- Internet banking
- ATM cash withdrawal (if cash is available)
- NEFT, RTGS, IMPS transfers
- Debit and credit cards
📌 Conclusion
The bank strike on 27 January 2026 has affected banking services across India. While online services are working, most bank branches are closed.
Planning ahead will help avoid problems during this period.
– The Team Trendsummary
